When Celebrities Choose an Engagement Ring

Diamonds are definitely going to last forever, whether the couples last or don’t. The world has seen innumerable high-profile engagements and marriages. Some of them last, some don’t. But that doesn’t take away the beauty of the diamond etched in our mind. So today, we are going to talk about some of the most famous diamond engagement rings we have ever seen. Let’s start the journey.

1. The Blue Sapphire Diamond Halo- Princess Diana and Kate Middleton

When the Prince of Wales proposed to Lady Diana 1981, he made sure he presented something as royal as the family, and as beautiful as the lady herself. So went for a beautiful ring bedazzled with a halo of solitaire diamonds around a stunning oval-shaped blue sapphire. The band was made of shiny white gold. It turned out the ring was chosen by Princess Diana herself! The ring wasn’t custom made, so it did raise a few eyebrows then. But then again, you can’t question her choice; the ring is as beautiful as the woman who chose it.

29 years down the line, Prince William proposed to Kate Middleton with the same ring in 2010. When we think of timeless beauty, this is the ring that comes to our mind.

2. Emerald and Diamond Ring: Jacqueline Kennedy

The 35th President of The United States proposed to Jacqueline Bouvier for marriage on June 24th, 1953. Known for his style statement, he made sure the First Lady-To-Be got something that takes the spotlight. So John decided to go for an open halo setting engagement ring boasting of 2.84 carat emerald and a 2.88 carat diamond. The ring was designed by Van Cleef & Arpels.

3. The Big Emerald Cut Diamond: Elizabeth Taylor

Elizabeth Taylor got married eight times. And of-course, she received a total of eight rings! Among all of them, it has to be the one she received from her third marriage. The ring is truly worthy of being the talk of the town. Famous producer Mike Todd proposed to Elizabeth Taylor with a massive 29.4 carat emerald cut diamond. The size of the rock being so massive, it was correctly nicknamed “ice skating rink” by the wearer.

4. Baguette Eternity Band: Marilyn Monroe

The platinum eternity band Monroe got from the Yankees legend Joe DiMaggio was adorned with 35 baguette cut diamonds. It wasn’t an engagement ring though; it was a wedding band, as she received it on January 14, 1954, the day she got married to DiMaggio.

The simplistic design and elegant diamond setting makes the ring an eternal beauty. Their wedding, and Monroe’s tragic life are a different story altogether.

5. Emerald Cut Diamonds: Angelina Jolie

When Mr. and Mrs. Smith, affectionately called Brangelina tied the nuptial knots, Brad Pitt made sure the love of his life adorns a ring as beautiful as she is. So he asked the famous designer Robert Procop to design a ring that suits the personality of this strong lady. He waited for a year and the result was worth the wait.

 

The Keys to Having Successful Financial Conversations When You’re Engaged

While money is a leading cause of marital strife, a recent Ameriprise study found that nearly seven in ten couples say they have good financial communication. Before wedding planning kicks into high gear, make conversations about your finances a priority. Taking the time today to talk through money matters can create a solid foundation for your collective future. Use the following six principles to guide your money conversations:

1. Open-minded. Take turns sharing your vision for money management as a married couple. Listen carefully to what your future spouse says is important to him or her. Acknowledge your differences and build on your strengths. If your expectations don’t match up, try to find a compromise. Some couples sidestep conversations about money to avoid feelings of hurt, fear, anger or remorse. Creating a habit of regular communication may help you avoid heated arguments, and can help ensure you’re on the same page financially before you walk down the aisle.

2. Honesty. Financial secrets can destroy trust. Share the specifics of your financial history and current situation if you haven’t already done so. Your future spouse deserves to know if you’re paying off college debt, or if you’ve made any financial mistakes in the past (and how you’ve rectified them). Disclose the good news, too. Divulge details about savings you’ve tucked away or a family trust that helps supplement your income so you both know the sum of where you stand.

3. Forward-thinking. Once you’ve shared your current situation and history, discuss your goals for the future. Be open about what your dreams are, but be ready to compromise. While you don’t have to agree on everything, having shared goals (purchasing a home, saving for college if you choose to have children, retirement, etc.) allows you to combine forces on savings and gives you a road map for spending.

4. Cooperation. To avoid any miscommunications as newlyweds, discuss and assign responsibility for financial roles. Is one of you better at monitoring online accounts and paying bills? Are you both enrolled in a retirement account and taking maximum advantage of employer contributions? Who will be the primary contact for your financial advisor, tax professional or estate planner? Two is better than one when you’re able to divide and conquer financial tasks, but make sure you’re both in the loop on key decisions and money matters.

5. Diligence. Once you’re married, make it a priority to update your financial documents. It takes discipline, but taking care of these housekeeping tasks right away protects you in case something unexpected happens. Several steps to consider:

• Update financial accounts, insurance policies and credit cards with any name changes, and if needed, add your spouse as an owner and beneficiary to those accounts.

• Consider combining your bank accounts if it makes sense for your situation.

• Update or write your will and estate plan to reflect your collective wishes.

• Amend your tax withholdings, to make sure the right amount is withheld from your paycheck now that you’re married. Consult your tax professional before making changes.

• Choose your health insurance. If both of your employers offer health insurance, carefully evaluate your coverage options and premiums for the best fit.

Like most things worth achieving, preparing for a lifetime of financial compatibility takes work. If you and your future spouse can commit to the same money values, it may help you create a solid financial foundation.

Scott D. Serfass, CFP®, CRPC®, CDFA™, CLU®, ChFC® is a financial advisor and senior partner of Serfass, Phillips & Associates, a financial advisory practice of Ameriprise Financial Services, Inc. His team specializes in helping people retire confidently and develop a plan to effectively share wealth across multiple generations. Throughout his career, he has witnessed many families continue to grow despite global and economic turmoil. This experience and research paved the way for his book, Family Success.

 

Things to Consider When Selecting a Location for Your Engagement Photos

After the big question has been popped, then it is time for great celebrations and the creation of memories. There are many things that you start to worry about once you are engaged. They include the venues, guest lists, themes, dates, and even wedding decorations for your wedding. It can be a time that is very overwhelming and you may still have to organize your engagement party as well as take the engagement photos.

For your photos to be unforgettable, it is necessary to choose the ideal location. There are many things that you can do so as to end up with some of the nicest photos at the end of the day.

Things to consider

The aesthetics

You definitely have to consider aesthetics. It is a very important part of the location choice. When it is a natural beauty, then it works beautifully. When a couple is against an amazingly gorgeous background, then it looks even more beautiful. Think of the kind of background you want and then pick a location.

Theme

Following a theme always makes certain that you get the most desired results. You can choose to do it in a gallery space that is well designed. You can even do it outdoors if you want that rustic feel. If these are photos that could be used on the invitations, it can be cohesive if a theme is followed. They can be the preview of what people should expect at the wedding.

Personality

Adding personality makes them meaningful an even more intimate as they reflect the character of the couple. If there is a unique personality that you have in the relationship, then it should be helpful in determining the venue. Make sure you use something that brings out that unique you to the world.

Significant location

You should settle for a place that is very important to the two of you. You could consider places like where you were on the first date, the park where the first kiss happened, your home and so on. In addition, settle for places where you may have creates some of the most beautiful memories and places that are of some importance to you.

Creativity

It is very important to be creative. This is something that makes the photos even more amazing. Try getting that unique angle, a creative pose, a creative outfit, and so on. Thinking broadly definitely helps in the area you can even include tour pets and children if you have any so as to make the session as creative and as unique as your real relationship really is.

The other very important thing that should never be left out during such sessions is the ring! You need to have some of those shots to show off the stone! There is no engagement without it after all. Finding the ideal location can be hard, but then, it can still be one of the best ways that you can relax and have great fun together. It is an amazing way to bond and create some new memories.